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The Daily ItemPersonal bankruptcies soar in Mass.Another sign of the toll the recession is taking in Massachusetts: Chapter 7 bankruptcy filings increased by 58 percent in the second quarter of the year.The Warren Group, publisher of Banker & Tradesman, says there were 4,489 filings from April through June, compared with 2,839 in the same period one year ago.Second-quarter filings were also up more than 36 percent from the first three months of 2009.The group says Chapter 7 filings by individuals accounted for 82 percent of all bankruptcy filings it tracked in Massachusetts during the second quarter.Mass. gas prices drop another 7 centsGasoline prices in Massachusetts continue to tumble, dropping another seven cents in the past week, for a 14-cent drop in the past month.AAA Southern New England reported Monday that the cost of a gallon of self-serve, regular unleaded fell to an average of $2.49.That price is three cents above the national average, but still $1.57 less than local price at the same last year.LACC has July 31 breakfast forumThe Lynn Area Chamber of Commerce has planned a breakfast forum for July 31 at Lincoln’s Landing, 156 Humphrey St., Swampscott, entitled, “How to Improve the Bottom Line for Your Business.”The forum, to begin at 7:30 a.m., will feature guest speaker Arthur F. Sullivan III, president of the Schooner Group, Inc., which specializes in assisting clients with reducing expenses, improving process efficiencies and increasing revenues; ultimately improving the bottom line by spending less to run their business.”In these challenging economic times there is no better opportunity than to review the core functions of your business,” says Sullivan. “A strong and solid analysis will lead to determining which functions add value. Attendees will learn how areas of their business interrelate and to make the best decisions for their businesses creating a healthier bottom line.””This is a timely breakfast forum,” says LACC president Leslie Gould. “Whether you are a one-person operation or a larger company everyone is taking about cutting corners. Many businesses pull back on marketing, the sales team, etc., but are you cutting out the right line items out of your operating expenses?”Arthur F Sullivan, III, founder and president of Schooner Group, brings over 20 years of municipal and management experience working in various size municipalities in Massachusetts and Rhode Island as well as management experience in the private sector.During the course of his career, Sullivan has made improvements to operations processes that have resulted in substantial revenue savings and over 15 percent annual growth in sales and revenues. Sullivan implemented fiscal accountability, process improvements and workload analysis resulting in realized efficiencies across all business units. For more information on Schooner Group, Inc. please go to cost to attend is $20 per person and includes a full breakfast. RSVP is strongly encouraged. Please call the LACC at 781-592-2900 or email the office at The LACC accepts cash, checks, Visa, MC and Amex. Please note there is no invoicing for this event. Attendees may pay in advance or at the door and business receipts are available.Network at the Navs on July 27The North Shore Navigators will host the Lynn Area Chamber of Commerce July Networking After Hours on July 27 beginning at 6 p.m. This event was rescheduled due to inclement weather in June.The event will feature an all you can eat BBQ on the 1st base party deck, will include game tickets and your choice of hamburger, hot dogs, BBQ chicken, garden salad, potato salad, ice tea, lemonade, bottled water and a cash bar. Win door prizes and play the 50/50 raffle and bring plenty of business cards.The Lynn Area Chamber of Commerce representing Lynn, Lynnfield, Nahant and Swampscott is committed to developing and fostering a dynamic business environment by serving, protecting and promoting

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